Rates - Atlantic City Electric Company Employees FCU

Loan Rates

Product	Term	APR
Personal Loans 4 Years 3 Years 2 Years		12.00% 11.00% 10.00%
New Auto Loan	Up to 72 months*	5.00%
Used Auto Loans Model years 2020 - 2023 Model years 2017 – 2019 Model years 2012-2016	Up to 72 months* Up to 60 months* 48 months max. term*	5.25% 5.25% 5.25%
Motorcycles Model years 2018-New Model years 2010-2017	Up to 60 months 48 months max. term	6.00% 6.00%
Share Secured 3 Years 5 Years 7 Years	Amount in Share Accounts Amount in Share Accounts Amount in Share Accounts	2.40% 3.40% 5.40%
New & Used RVs	Up to 12 years	6.75%
Home Equity Loan Fixed Rate	5 Years 7 Years	6.00% 6.25%
Home Equity Loan Variable Rate Oct. 1, 2024 thru Dec. 31, 2024		9.00%

Disclosures

Rates subject to change without prior notice.

All percentages quoted at Annual Percentage Rate (APR)

Total amount of loan must be secured by shares in account.

* Term of 72 months and 100% financing depend upon credit worthiness

** Up to 100% financing depends upon credit worthiness

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